Habits of Financially Successful People Achieving financial success in life has little to do with academic qualifications and everything to do with habits and mindset. Observing, reading about and mixing with financially successful people are good ways to understand what makes them successful. Financially successful people are generally not motivated by the trappings that money can buy. Their focus is on what they can ach...

Financial Consequences Every day we are faced with financial choices. It may be as simple as a choice of whether to buy this week’s special at the supermarket or as complex as whether to buy a house. How we stack up financially at any point in time is the end result of all the financial decisions we have made in previous years. We all start out in life with nothing, and as time goes on there is increasing divergence in ...

Love Your Money The key to having more money in your life is to love and respect the money you have already. Treat your money as if it is your best friend. If you respect your money, value it, and take care of it, you will attract more of it into your life. Having respect for your money means being responsible with it, keeping track of it, not wasting it or losing it unnecessarily and thinking about it in a positive way. ...

What a Financial Planner Can Do For You Achieving goals is much easier when you have expert help. Whether your goals are to reach peak performance in sport or fitness, to lose weight, to improve your health or to develop your career, having someone on hand to guide you, motivate you and provide expert knowledge can make the difference between success and failure. When it comes to financial success, it is no different. Th...

Be A Secret Saver Financial success comes not from a high income or a high level of education; it comes from the application of just one golden rule. It is that easy, yet that hard. There are five simple words in the golden rule, yet they are the most difficult words to put into practice. Those words are ‘Spend Less Than You Earn’. Some of the most highly educated, high income earners have the greatest difficulty foll...

Spring Clean Your Finances Spring flowers, spring winds, time to prepare for summer. That means tidying up the garden, clearing out the garage, the kitchen cupboards and the wardrobes. It’s also a good time to put your personal finances under scrutiny. Now that the end of the last tax year is long past, clear out your paperwork. For tax purposes, financial records must be kept for seven years, not forever! Store your r...

Know Your Rights When Borrowing Borrowing money is something that is often done at a time when emotions are running high, whether it is the joy of finding a dream home or the desperation of needing money to pay for unexpected expenses. Looking at the fine print of a credit contract can easily get overlooked at these times. It is therefore important to understand your rights under the various Acts of Parliament that protec...

Earn More with Little Effort It’s everybody’s dream to be able to maintain or increase their income and to work less, but it’s something that few people achieve. If you’ve grown up with the idea that the only way to get more money is to work more, it takes a significant shift in thinking to believe that the opposite can be true. To earn more and work less you need to change your mindset and think outside the squar...

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Money and Power At a political and economic level, we all know that those who control the money have the power. In personal relationships, it is no different. Control over money can be used in either a beneficial or detrimental way by one person to control another. The way in which money is managed in a relationship very often signals the underlying nature of the relationship. In some instances, one partner may refuse to...